I did not go into work again today. I'm home, resting or at least, trying to rest. I keep having to get up for one reason or another. I should be back to work Monday, which is good as this pay period is going to be short enough as it is.
I'm trying to learn to be wiser with my money management, as I'm sure like many of you, I live from paycheck to paycheck. By the time I get paid again, I usually have little money left.
I used to have a savings account, back when I was first working full time back in 2004. I was making good money, and not really having to contribute to household finances. When I cut back my hours to go back to school, I cleaned out that account. I have t had one since.
In general, my spending is as follows: every two weeks, $400.00 goes to the household accounts (more if I have more to give), and the rest of my paycheck is for personal items and usually amounts to around $200.00. That $400.00 is a fairly fixed amount; it won't change if my checks are smaller, and they will be over the next couple of pay periods.
I'm praying that I would trust God to provide for me and that He knows the needs I will have and how He intends to fulfill those needs. I know I can get by; as a family, we've always just gotten by, so that's nothing new. What's different from before is the realization that I need to be more responsible with the provision of money that God has given me.
Just knowing that I have to earmark a certain portion of my earnings toward bills helps me to formulate a budget. Where I need help (really, wisdom) is how to better handle the rest.
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